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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,700 | $102,595-86.6% | $94,057-85.4% | $154,746-91.1% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 10.54% | 583.42%-572.9pp | 480.62%-470.1pp | 172.34%-161.8pp |
| Employer contribution / active EE | $2,465 | $3,147-21.7% | $2,933-16.0% | $4,379-43.7% |
| Participant deferral / active EE | $3,394 | $5,118-33.7% | $4,709-27.9% | $6,730-49.6% |
| Admin fee / account holder | $15,978 | $7,736+106.5% | $7,244+120.6% | $14,365+11.2% |