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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,927 | $162,136+57.2% | $152,301+67.4% | $154,746+64.7% |
| Participation rate | 81.3% | 84.1%-2.9pp | 82.4%-1.2pp | 80.7%+0.5pp |
| Annual return | 20.26% | 91.02%-70.8pp | 80.50%-60.2pp | 172.34%-152.1pp |
| Employer contribution / active EE | $13,559 | $4,890+177.3% | $4,624+193.2% | $4,379+209.6% |
| Participant deferral / active EE | $6,916 | $8,341-17.1% | $8,004-13.6% | $6,730+2.8% |
| Admin fee / account holder | $627 | $15,759-96.0% | $14,398-95.6% | $14,365-95.6% |