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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,090 | $138,102-36.9% | $125,381-30.5% | $134,532-35.3% |
| Participation rate | 68.4% | 84.5%-16.1pp | 82.4%-14.0pp | 81.2%-12.8pp |
| Annual return | 160.89% | 750.73%-589.8pp | 572.31%-411.4pp | 418.27%-257.4pp |
| Employer contribution / active EE | $4,426 | $5,245-15.6% | $4,815-8.1% | $4,741-6.6% |
| Participant deferral / active EE | $6,324 | $7,801-18.9% | $7,448-15.1% | $6,401-1.2% |
| Admin fee / account holder | $401 | $11,568-96.5% | $10,007-96.0% | $11,429-96.5% |