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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,203 | $167,353-80.2% | $143,797-76.9% | $134,545-75.3% |
| Participation rate | 73.3% | 84.8%-11.5pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -29.85% | 0.48%-30.3pp | -0.04%-29.8pp | 418.37%-448.2pp |
| Employer contribution / active EE | $799 | $5,620-85.8% | $4,952-83.9% | $4,742-83.1% |
| Participant deferral / active EE | $4,455 | $6,447-30.9% | $5,638-21.0% | $6,401-30.4% |
| Admin fee / account holder | $521 | $18,096-97.1% | $14,679-96.5% | $11,431-95.4% |