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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,131 | $165,399-87.8% | $149,745-86.6% | $158,982-87.3% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 58.93% | 348.34%-289.4pp | 276.72%-217.8pp | 302.99%-244.1pp |
| Employer contribution / active EE | $3,961 | $5,105-22.4% | $4,646-14.7% | $4,763-16.8% |
| Participant deferral / active EE | $4,595 | $7,183-36.0% | $6,843-32.9% | $5,983-23.2% |
| Admin fee / account holder | $591 | $10,811-94.5% | $9,312-93.7% | $11,252-94.7% |