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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,889 | $96,388-92.9% | $80,627-91.5% | $139,466-95.1% |
| Participation rate | 41.2% | 73.6%-32.5pp | 67.0%-25.8pp | 80.3%-39.2pp |
| Annual return | 33.02% | 1352.08%-1319.1pp | 936.76%-903.7pp | 373.66%-340.6pp |
| Employer contribution / active EE | $674 | $3,260-79.3% | $2,723-75.3% | $4,754-85.8% |
| Participant deferral / active EE | $1,766 | $5,224-66.2% | $4,443-60.3% | $6,712-73.7% |
| Admin fee / account holder | $661 | $6,603-90.0% | $5,381-87.7% | $11,409-94.2% |