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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,567 | $185,883+7.9% | $170,043+18.0% | $139,466+43.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.02% | 60.54%-46.5pp | 53.40%-39.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $3,981 | $7,596-47.6% | $6,790-41.4% | $4,754-16.3% |
| Participant deferral / active EE | $16,916 | $11,626+45.5% | $10,410+62.5% | $6,712+152.0% |
| Admin fee / account holder | $463 | $15,393-97.0% | $12,824-96.4% | $11,409-95.9% |