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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,138 | $81,870-43.6% | $119,622-61.4% | $68,486-32.6% |
| Participation rate | 80.0% | 71.9%+8.1pp | 79.3%+0.7pp | 67.9%+12.1pp |
| Annual return | -19.12% | -23.82%+4.7pp | -14.98%-4.1pp | -7.85%-11.3pp |
| Employer contribution / active EE | $2,386 | $2,692-11.4% | $4,232-43.6% | $2,597-8.1% |
| Participant deferral / active EE | $5,701 | $4,148+37.4% | $5,601+1.8% | $4,028+41.5% |
| Admin fee / account holder | $19,033 | $6,583+189.1% | $10,328+84.3% | $5,404+252.2% |