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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,420 | $86,949-20.2% | $102,460-32.2% | $80,959-14.3% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.7%+24.0pp |
| Annual return | 14.29% | 18.89%-4.6pp | 29.47%-15.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $2,353 | $2,370-0.7% | $3,025-22.2% | $2,757-14.7% |
| Participant deferral / active EE | $6,087 | $4,121+47.7% | $5,056+20.4% | $4,300+41.5% |
| Admin fee / account holder | $5,917 | $8,048-26.5% | $9,460-37.5% | $6,925-14.6% |