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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,585 | $50,947-53.7% | $74,549-68.4% | $64,173-63.2% |
| Participation rate | 83.3% | 61.1%+22.3pp | 69.1%+14.2pp | 69.6%+13.8pp |
| Annual return | -4.86% | -1.85%-3.0pp | 32.53%-37.4pp | 7.63%-12.5pp |
| Employer contribution / active EE | $684 | $1,115-38.7% | $1,961-65.1% | $2,381-71.3% |
| Participant deferral / active EE | $3,126 | $2,302+35.8% | $3,108+0.6% | $3,470-9.9% |
| Admin fee / account holder | $1,323 | $4,221-68.7% | $5,059-73.9% | $4,887-72.9% |