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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GALLAGHER FIDUCIARY ADVISORS LLC Service code 27 · EIN 36-4291971 | Advisory (Plan) | $35,227 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,648 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,909 | $66,486-27.9% | $81,370-41.1% | $77,762-38.4% |
| Participation rate | 97.1% | 68.7%+28.4pp | 69.5%+27.6pp | 70.6%+26.5pp |
| Annual return | 17.38% | 15.95%+1.4pp | 24.85%-7.5pp | 31.27%-13.9pp |
| Employer contribution / active EE | $4,069 | $2,158+88.6% | $2,464+65.1% | $2,728+49.2% |
| Participant deferral / active EE | $6,125 | $3,677+66.6% | $3,885+57.6% | $4,651+31.7% |
| Admin fee / account holder | $81 | $586-86.1% | $5,749-98.6% | $433-81.2% |