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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,508 | $175,231-82.0% | $149,696-79.0% | $139,466-77.4% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 14.09% | 166.77%-152.7pp | 134.46%-120.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $1,852 | $5,478-66.2% | $4,821-61.6% | $4,754-61.0% |
| Participant deferral / active EE | $5,648 | $6,521-13.4% | $5,682-0.6% | $6,712-15.8% |
| Admin fee / account holder | $14,792 | $16,155-8.4% | $13,212+12.0% | $11,409+29.7% |