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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,728 | $217,432-15.0% | $185,851-0.6% | $167,553+10.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.06% | 148.43%-143.4pp | 122.11%-117.1pp | 478.89%-473.8pp |
| Employer contribution / active EE | $7,730 | $5,874+31.6% | $5,168+49.6% | $4,840+59.7% |
| Participant deferral / active EE | $8,006 | $6,357+25.9% | $5,569+43.8% | $6,343+26.2% |
| Admin fee / account holder | $1,554 | $19,820-92.2% | $16,245-90.4% | $12,316-87.4% |