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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,703 | $167,533-59.6% | $151,645-55.4% | $134,545-49.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.72% | 7.81%-24.5pp | 3.34%-20.1pp | 418.37%-435.1pp |
| Employer contribution / active EE | $3,293 | $6,828-51.8% | $6,165-46.6% | $4,742-30.6% |
| Participant deferral / active EE | $10,202 | $8,985+13.5% | $8,363+22.0% | $6,401+59.4% |
| Admin fee / account holder | $823 | $13,781-94.0% | $11,614-92.9% | $11,431-92.8% |