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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,910 | $124,175-91.2% | $108,405-89.9% | $167,536-93.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 0.00% | 1380.13%-1380.1pp | 905.55%-905.5pp | 478.82%-478.8pp |
| Employer contribution / active EE | $4,587 | $4,188+9.5% | $3,559+28.9% | $4,839-5.2% |
| Participant deferral / active EE | $9,262 | $6,908+34.1% | $6,563+41.1% | $6,342+46.0% |
| Admin fee / account holder | $674 | $9,457-92.9% | $7,297-90.8% | $12,315-94.5% |