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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,561 | $78,520-25.4% | $96,576-39.4% | $82,448-29.0% |
| Participation rate | 98.0% | 77.7%+20.2pp | 81.4%+16.5pp | 68.1%+29.9pp |
| Annual return | 17.41% | 41.30%-23.9pp | 38.47%-21.1pp | 41.64%-24.2pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $10,178 | $6,754+50.7% | $7,956+27.9% | $4,139+145.9% |
| Admin fee / account holder | $2,322 | $13,455-82.7% | $11,381-79.6% | $7,234-67.9% |