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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,118 | $60,349-17.0% | $74,184-32.4% | $62,881-20.3% |
| Participation rate | 71.7% | 72.7%-1.0pp | 76.6%-4.9pp | 69.3%+2.4pp |
| Annual return | 4.76% | 21.38%-16.6pp | 17.74%-13.0pp | 20.14%-15.4pp |
| Employer contribution / active EE | $240 | $1,680-85.7% | $2,370-89.9% | $2,281-89.5% |
| Participant deferral / active EE | $1,727 | $2,856-39.5% | $3,550-51.3% | $3,203-46.1% |
| Admin fee / account holder | $12,242 | $4,261+187.3% | $5,586+119.2% | $4,296+185.0% |