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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,437 | $180,459-77.6% | $154,108-73.8% | $135,380-70.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.01% | 888.21%-898.2pp | 735.21%-745.2pp | 519.81%-529.8pp |
| Employer contribution / active EE | -$6,393 | $6,035-205.9% | $5,298-220.7% | $4,779-233.8% |
| Participant deferral / active EE | $8,843 | $5,806+52.3% | $5,081+74.1% | $5,609+57.7% |
| Admin fee / account holder | $319 | $16,145-98.0% | $13,411-97.6% | $10,828-97.1% |