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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,421 | $100,938-94.6% | $90,461-94.0% | $158,982-96.6% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 29.14% | 1727.20%-1698.1pp | 1294.76%-1265.6pp | 302.99%-273.8pp |
| Employer contribution / active EE | $773 | $3,691-79.1% | $3,264-76.3% | $4,763-83.8% |
| Participant deferral / active EE | $1,805 | $4,350-58.5% | $3,964-54.5% | $5,983-69.8% |
| Admin fee / account holder | $673 | $6,510-89.7% | $5,617-88.0% | $11,252-94.0% |