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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,016 | $88,585-75.1% | $69,884-68.5% | $134,532-83.6% |
| Participation rate | 33.3% | 74.9%-41.6pp | 70.5%-37.1pp | 81.2%-47.9pp |
| Annual return | -18.22% | 442.80%-461.0pp | 190.81%-209.0pp | 418.27%-436.5pp |
| Employer contribution / active EE | $2,274 | $3,235-29.7% | $2,560-11.2% | $4,741-52.0% |
| Participant deferral / active EE | $5,193 | $4,770+8.9% | $3,848+35.0% | $6,401-18.9% |
| Admin fee / account holder | $4,463 | $10,441-57.3% | $6,266-28.8% | $11,429-60.9% |