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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,151 | $228,352-41.7% | $185,835-28.3% | $158,966-16.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 14.11% | 40.81%-26.7pp | 35.96%-21.9pp | 302.95%-288.8pp |
| Employer contribution / active EE | $8,083 | $4,967+62.8% | $4,087+97.8% | $4,762+69.7% |
| Participant deferral / active EE | $17,239 | $6,416+168.7% | $5,633+206.0% | $5,983+188.1% |
| Admin fee / account holder | $879 | $11,867-92.6% | $9,502-90.8% | $11,250-92.2% |