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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,428 | $138,075-51.9% | $123,552-46.2% | $135,379-50.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.14% | 153.70%-164.8pp | 119.20%-130.3pp | 519.79%-530.9pp |
| Employer contribution / active EE | $7,287 | $5,152+41.4% | $4,628+57.4% | $4,779+52.5% |
| Participant deferral / active EE | $19,199 | $6,800+182.4% | $6,426+198.8% | $5,609+242.3% |
| Admin fee / account holder | $2,369 | $10,917-78.3% | $9,285-74.5% | $10,828-78.1% |