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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,345 | $99,644-81.6% | $86,438-78.8% | $134,532-86.4% |
| Participation rate | 88.2% | 82.1%+6.2pp | 80.3%+7.9pp | 81.2%+7.0pp |
| Annual return | -13.86% | 6787.26%-6801.1pp | 4397.19%-4411.0pp | 418.27%-432.1pp |
| Employer contribution / active EE | $3,875 | $4,402-12.0% | $3,769+2.8% | $4,741-18.3% |
| Participant deferral / active EE | $3,782 | $7,247-47.8% | $6,952-45.6% | $6,401-40.9% |
| Admin fee / account holder | $1,650 | $8,375-80.3% | $6,733-75.5% | $11,429-85.6% |