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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,005 | $100,970-36.6% | $96,576-33.7% | $137,256-53.4% |
| Participation rate | 89.5% | 82.6%+6.9pp | 81.4%+8.0pp | 80.0%+9.5pp |
| Annual return | 33.31% | 38.16%-4.9pp | 38.47%-5.2pp | 220.34%-187.0pp |
| Employer contribution / active EE | $4,710 | $3,809+23.7% | $3,553+32.6% | $4,156+13.3% |
| Participant deferral / active EE | $5,627 | $8,286-32.1% | $7,956-29.3% | $6,407-12.2% |
| Admin fee / account holder | $881 | $11,312-92.2% | $11,381-92.3% | $12,270-92.8% |