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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,816 | $183,516-95.7% | $155,534-95.0% | $145,884-94.6% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 14.70% | 61.43%-46.7pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,563 | $5,315-70.6% | $4,675-66.6% | $4,662-66.5% |
| Participant deferral / active EE | $2,210 | $6,467-65.8% | $5,630-60.7% | $6,690-67.0% |
| Admin fee / account holder | $491 | $19,293-97.5% | $15,900-96.9% | $13,392-96.3% |