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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,765 | $217,432-38.9% | $185,849-28.6% | $167,536-20.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.42% | 148.42%-134.0pp | 122.10%-107.7pp | 478.82%-464.4pp |
| Employer contribution / active EE | $4,887 | $5,875-16.8% | $5,169-5.4% | $4,839+1.0% |
| Participant deferral / active EE | $20,794 | $6,357+227.1% | $5,569+273.4% | $6,342+227.9% |
| Admin fee / account holder | $1,405 | $19,818-92.9% | $16,244-91.4% | $12,315-88.6% |