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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,797 | $95,580-89.8% | $76,872-87.3% | $139,466-93.0% |
| Participation rate | 35.0% | 74.0%-39.0pp | 69.6%-34.6pp | 80.3%-45.3pp |
| Annual return | 21.18% | 55.00%-33.8pp | 37.90%-16.7pp | 373.66%-352.5pp |
| Employer contribution / active EE | $611 | $3,145-80.6% | $2,533-75.9% | $4,754-87.2% |
| Participant deferral / active EE | $1,012 | $4,623-78.1% | $3,832-73.6% | $6,712-84.9% |
| Admin fee / account holder | $1,002 | $8,302-87.9% | $5,476-81.7% | $11,409-91.2% |