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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,733 | $165,381-42.1% | $149,730-36.1% | $158,966-39.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.98% | 348.29%-333.3pp | 276.70%-261.7pp | 302.95%-288.0pp |
| Employer contribution / active EE | $26,783 | $5,104+424.7% | $4,645+476.6% | $4,762+462.4% |
| Participant deferral / active EE | $19,613 | $7,182+173.1% | $6,843+186.6% | $5,983+227.8% |
| Admin fee / account holder | $526 | $10,809-95.1% | $9,310-94.4% | $11,250-95.3% |