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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,740 | $183,592-59.3% | $155,574-52.0% | $145,877-48.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.74% | 61.37%-52.6pp | 64.87%-56.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $3,444 | $5,317-35.2% | $4,676-26.3% | $4,663-26.1% |
| Participant deferral / active EE | $12,698 | $6,466+96.4% | $5,629+125.6% | $6,691+89.8% |
| Admin fee / account holder | $897 | $19,316-95.4% | $15,914-94.4% | $13,402-93.3% |