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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,740 | $183,539-59.3% | $155,556-52.0% | $145,897-48.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.74% | 61.31%-52.6pp | 64.84%-56.1pp | 552.29%-543.6pp |
| Employer contribution / active EE | $3,444 | $5,315-35.2% | $4,675-26.3% | $4,663-26.1% |
| Participant deferral / active EE | $12,698 | $6,467+96.4% | $5,631+125.5% | $6,689+89.8% |
| Admin fee / account holder | $897 | $19,275-95.3% | $15,885-94.4% | $13,390-93.3% |