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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,149 | $159,934-76.1% | $147,005-74.0% | $145,959-73.9% |
| Participation rate | 40.9% | 84.0%-43.1pp | 82.2%-41.3pp | 80.3%-39.4pp |
| Annual return | 16.82% | 98.24%-81.4pp | 418.76%-401.9pp | 561.95%-545.1pp |
| Employer contribution / active EE | $1,243 | $5,287-76.5% | $4,934-74.8% | $4,661-73.3% |
| Participant deferral / active EE | $2,975 | $8,427-64.7% | $8,070-63.1% | $6,689-55.5% |
| Admin fee / account holder | $563 | $15,053-96.3% | $13,006-95.7% | $13,398-95.8% |