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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,474 | $110,039-75.0% | $97,260-71.8% | $145,884-81.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.27% | 244.44%-233.2pp | 75.54%-64.3pp | 551.85%-540.6pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $19,319 | $4,674+313.3% | $4,262+353.3% | $6,690+188.8% |
| Admin fee / account holder | $1,928 | $6,204-68.9% | $5,640-65.8% | $13,392-85.6% |