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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,541 | $180,466-68.7% | $154,114-63.3% | $135,382-58.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.93% | 888.15%-899.1pp | 735.16%-746.1pp | 519.77%-530.7pp |
| Employer contribution / active EE | $21,176 | $6,035+250.9% | $5,298+299.7% | $4,779+343.1% |
| Participant deferral / active EE | $11,378 | $5,806+96.0% | $5,081+123.9% | $5,609+102.9% |
| Admin fee / account holder | $322 | $16,144-98.0% | $13,411-97.6% | $10,829-97.0% |