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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,631 | $162,812-65.8% | $133,971-58.5% | $158,966-65.0% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 5.71% | 41.94%-36.2pp | 45.09%-39.4pp | 302.95%-297.2pp |
| Employer contribution / active EE | $844 | $4,976-83.0% | $3,919-78.5% | $4,762-82.3% |
| Participant deferral / active EE | $2,170 | $5,910-63.3% | $5,047-57.0% | $5,983-63.7% |
| Admin fee / account holder | $21,610 | $11,741+84.1% | $8,929+142.0% | $11,250+92.1% |