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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,448 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,564 | $91,439-55.6% | $135,974-70.2% | $71,511-43.3% |
| Participation rate | 64.3% | 75.7%-11.4pp | 81.9%-17.7pp | 67.9%-3.7pp |
| Annual return | 54.11% | 29.90%+24.2pp | 68.30%-14.2pp | 28.86%+25.3pp |
| Employer contribution / active EE | $3,357 | $3,705-9.4% | $4,859-30.9% | $2,589+29.7% |
| Participant deferral / active EE | $7,212 | $7,093+1.7% | $7,760-7.1% | $4,291+68.1% |
| Admin fee / account holder | $112 | $1,267-91.2% | $10,767-99.0% | $1,588-93.0% |