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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,506 | $165,381-82.8% | $149,730-81.0% | $158,966-82.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.08% | 348.29%-327.2pp | 276.70%-255.6pp | 302.95%-281.9pp |
| Employer contribution / active EE | $3,481 | $5,104-31.8% | $4,645-25.1% | $4,762-26.9% |
| Participant deferral / active EE | $7,944 | $7,182+10.6% | $6,843+16.1% | $5,983+32.8% |
| Admin fee / account holder | $1,945 | $10,809-82.0% | $9,310-79.1% | $11,250-82.7% |