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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,718 | $175,259-38.5% | $149,723-28.1% | $139,487-22.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.08% | 166.82%-158.7pp | 134.50%-126.4pp | 373.84%-365.8pp |
| Employer contribution / active EE | $2,250 | $5,478-58.9% | $4,821-53.3% | $4,755-52.7% |
| Participant deferral / active EE | $15,000 | $6,522+130.0% | $5,682+164.0% | $6,713+123.5% |
| Admin fee / account holder | $14,797 | $16,158-8.4% | $13,215+12.0% | $11,407+29.7% |