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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,537 | $138,114-72.8% | $125,391-70.1% | $134,545-72.1% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -13.27% | 750.88%-764.2pp | 572.41%-585.7pp | 418.37%-431.6pp |
| Employer contribution / active EE | $3,666 | $5,246-30.1% | $4,816-23.9% | $4,742-22.7% |
| Participant deferral / active EE | $8,304 | $7,801+6.5% | $7,448+11.5% | $6,401+29.7% |
| Admin fee / account holder | $1,450 | $11,570-87.5% | $10,009-85.5% | $11,431-87.3% |