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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,445 | $106,918-97.7% | $84,021-97.1% | $152,897-98.4% |
| Participation rate | 44.4% | 75.2%-30.8pp | 69.0%-24.6pp | 82.5%-38.0pp |
| Annual return | 0.00% | 105.01%-105.0pp | 71.32%-71.3pp | 345.43%-345.4pp |
| Employer contribution / active EE | $376 | $2,735-86.2% | $1,984-81.0% | $4,764-92.1% |
| Participant deferral / active EE | $1,155 | $4,012-71.2% | $3,239-64.3% | $5,851-80.3% |
| Admin fee / account holder | $16 | $8,288-99.8% | $6,102-99.7% | $11,599-99.9% |