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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,956 | $138,076-70.3% | $123,553-66.9% | $135,380-69.7% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -9.41% | 153.70%-163.1pp | 119.21%-128.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $5,743 | $5,152+11.5% | $4,628+24.1% | $4,779+20.2% |
| Participant deferral / active EE | $17,938 | $6,800+163.8% | $6,426+179.1% | $5,609+219.8% |
| Admin fee / account holder | $14,209 | $10,917+30.2% | $9,284+53.0% | $10,828+31.2% |