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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,804 | $152,591-59.5% | $117,529-47.4% | $134,545-54.1% |
| Participation rate | 62.5% | 77.1%-14.6pp | 70.6%-8.1pp | 81.2%-18.7pp |
| Annual return | -13.67% | 53.04%-66.7pp | 29.77%-43.4pp | 418.37%-432.0pp |
| Employer contribution / active EE | $2,794 | $5,576-49.9% | $4,179-33.1% | $4,742-41.1% |
| Participant deferral / active EE | $6,110 | $4,821+26.7% | $4,072+50.0% | $6,401-4.6% |
| Admin fee / account holder | $20 | $7,004-99.7% | $5,645-99.6% | $11,431-99.8% |