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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,781 | $148,629-67.9% | $135,982-64.9% | $139,487-65.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.08% | 79.33%-58.3pp | 68.32%-47.2pp | 373.84%-352.8pp |
| Employer contribution / active EE | $12,573 | $5,247+139.6% | $4,859+158.8% | $4,755+164.4% |
| Participant deferral / active EE | $6,189 | $8,102-23.6% | $7,760-20.2% | $6,713-7.8% |
| Admin fee / account holder | $567 | $12,406-95.4% | $10,767-94.7% | $11,407-95.0% |