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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,759 | $165,399-80.2% | $149,745-78.1% | $158,982-79.4% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 8.04% | 348.34%-340.3pp | 276.72%-268.7pp | 302.99%-295.0pp |
| Employer contribution / active EE | $2,960 | $5,105-42.0% | $4,646-36.3% | $4,763-37.9% |
| Participant deferral / active EE | $9,599 | $7,183+33.6% | $6,843+40.3% | $5,983+60.4% |
| Admin fee / account holder | $722 | $10,811-93.3% | $9,312-92.2% | $11,252-93.6% |