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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,740 | $96,419-11.1% | $80,648+6.3% | $139,487-38.5% |
| Participation rate | 33.3% | 73.6%-40.3pp | 67.0%-33.7pp | 80.3%-47.0pp |
| Annual return | 14.57% | 1352.86%-1338.3pp | 937.21%-922.6pp | 373.84%-359.3pp |
| Employer contribution / active EE | $827 | $3,261-74.7% | $2,724-69.6% | $4,755-82.6% |
| Participant deferral / active EE | $10,000 | $5,225+91.4% | $4,443+125.0% | $6,713+49.0% |
| Admin fee / account holder | $779 | $6,605-88.2% | $5,382-85.5% | $11,407-93.2% |