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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,486 | $103,957-91.8% | $69,182-87.7% | $273,968-96.9% |
| Participation rate | 16.7% | 67.4%-50.7pp | 55.1%-38.4pp | 83.0%-66.3pp |
| Annual return | 0.00% | 35.28%-35.3pp | -21.94%+21.9pp | 41.45%-41.5pp |
| Employer contribution / active EE | $86 | $1,781-95.2% | $1,205-92.9% | $4,869-98.2% |
| Participant deferral / active EE | $1,291 | $2,716-52.5% | $1,896-31.9% | $5,287-75.6% |
| Admin fee / account holder | $0 | $3,671-100.0% | $2,697-100.0% | $10,132-100.0% |