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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,292 | $132,634+32.9% | $115,768+52.3% | $137,256+28.4% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.4%+14.5pp | 80.0%+8.9pp |
| Annual return | 83.67% | 160.70%-77.0pp | 100.46%-16.8pp | 220.34%-136.7pp |
| Employer contribution / active EE | $9,694 | $3,360+188.6% | $2,940+229.8% | $4,156+133.3% |
| Participant deferral / active EE | $9,165 | $5,619+63.1% | $4,917+86.4% | $6,407+43.0% |
| Admin fee / account holder | $2,581 | $15,028-82.8% | $12,439-79.3% | $12,270-79.0% |