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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,212 | $125,237-37.5% | $105,608-25.9% | $145,877-46.4% |
| Participation rate | 71.4% | 77.7%-6.2pp | 75.3%-3.9pp | 80.3%-8.9pp |
| Annual return | 16.31% | 225.76%-209.5pp | 116.50%-100.2pp | 551.28%-535.0pp |
| Employer contribution / active EE | $5,831 | $3,720+56.7% | $3,167+84.1% | $4,663+25.0% |
| Participant deferral / active EE | $5,475 | $5,711-4.1% | $5,010+9.3% | $6,691-18.2% |
| Admin fee / account holder | $1,175 | $17,287-93.2% | $11,028-89.3% | $13,402-91.2% |