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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,756 | $27,639-6.8% | $61,501-58.1% | $68,490-62.4% |
| Participation rate | 25.0% | 39.5%-14.5pp | 52.6%-27.6pp | 67.9%-42.9pp |
| Annual return | -17.51% | -13.19%-4.3pp | 339.04%-356.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $431 | $696-38.0% | $1,160-62.8% | $2,597-83.4% |
| Participant deferral / active EE | $2,241 | $1,264+77.3% | $2,125+5.5% | $4,028-44.4% |
| Admin fee / account holder | $678 | $2,012-66.3% | $2,132-68.2% | $5,403-87.5% |