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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,770 | $105,145-85.0% | $94,664-83.3% | $139,466-88.7% |
| Participation rate | 60.0% | 82.4%-22.4pp | 80.8%-20.8pp | 80.3%-20.3pp |
| Annual return | 0.00% | 38.09%-38.1pp | 156.84%-156.8pp | 373.66%-373.7pp |
| Employer contribution / active EE | $5,442 | $4,107+32.5% | $3,673+48.2% | $4,754+14.5% |
| Participant deferral / active EE | $11,527 | $7,599+51.7% | $7,417+55.4% | $6,712+71.7% |
| Admin fee / account holder | $2,410 | $8,972-73.1% | $7,222-66.6% | $11,409-78.9% |