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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,711 | $80,753-48.3% | $136,297-69.4% | $62,293-33.0% |
| Participation rate | 21.2% | 73.5%-52.4pp | 81.9%-60.7pp | 69.5%-48.3pp |
| Annual return | 18.81% | 35.83%-17.0pp | 5156.19%-5137.4pp | 28.90%-10.1pp |
| Employer contribution / active EE | $0 | $2,884-100.0% | $4,696-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,900 | $5,164-63.2% | $6,247-69.6% | $3,169-40.1% |
| Admin fee / account holder | $10 | $525-98.1% | $9,244-99.9% | $479-97.9% |