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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,088 | $87,180-83.8% | $173,703-91.9% | $94,015-85.0% |
| Participation rate | 89.3% | 65.6%+23.7pp | 75.9%+13.4pp | 70.8%+18.5pp |
| Annual return | 19.81% | 14.17%+5.6pp | 17.46%+2.4pp | 17.84%+2.0pp |
| Employer contribution / active EE | $1,708 | $2,494-31.5% | $4,288-60.2% | $2,790-38.8% |
| Participant deferral / active EE | $1,919 | $3,343-42.6% | $4,854-60.5% | $4,249-54.8% |
| Admin fee / account holder | $752 | $7,506-90.0% | $15,562-95.2% | $8,951-91.6% |