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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,088 | $77,896-81.9% | $134,172-89.5% | $82,448-82.9% |
| Participation rate | 89.3% | 62.8%+26.5pp | 72.5%+16.8pp | 68.1%+21.2pp |
| Annual return | 19.81% | 18.21%+1.6pp | 25.30%-5.5pp | 41.64%-21.8pp |
| Employer contribution / active EE | $1,708 | $2,159-20.9% | $3,420-50.1% | $2,551-33.1% |
| Participant deferral / active EE | $1,919 | $3,162-39.3% | $4,690-59.1% | $4,139-53.6% |
| Admin fee / account holder | $752 | $6,336-88.1% | $12,016-93.7% | $7,234-89.6% |