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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,088 | $81,403-82.7% | $147,027-90.4% | $87,485-83.9% |
| Participation rate | 89.3% | 63.4%+25.9pp | 73.7%+15.5pp | 68.9%+20.4pp |
| Annual return | 19.81% | 16.51%+3.3pp | 20.23%-0.4pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,708 | $2,205-22.6% | $3,626-52.9% | $2,596-34.2% |
| Participant deferral / active EE | $1,919 | $3,315-42.1% | $4,933-61.1% | $4,274-55.1% |
| Admin fee / account holder | $752 | $6,755-88.9% | $12,223-93.9% | $7,775-90.3% |