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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,524 | $160,059-6.6% | $140,019+6.8% | $135,380+10.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.23% | 911.48%-917.7pp | 651.17%-657.4pp | 519.81%-526.0pp |
| Employer contribution / active EE | $17,157 | $6,420+167.3% | $5,605+206.1% | $4,779+259.0% |
| Participant deferral / active EE | $24,500 | $7,641+220.6% | $6,927+253.7% | $5,609+336.8% |
| Admin fee / account holder | $947 | $13,328-92.9% | $10,705-91.2% | $10,828-91.3% |